Howard Hill is a former Wall Street mortgage finance “rocket scientist” who invented a number of successful bond structuring techniques and analytic tools in the 1980’s and 1990’s. He headed research, finance, sales and trading groups at major Wall Street houses in the first half of his career, and became a customer for Wall Street in the new Millennium, analyzing and buying the same kinds of bonds he used to create. In addition to scores of mortgage deals, he structured the first securitized deals with apartment building loans, nursing home loans, mobile home park mortgages, computer leases, life insurance policyholder loans and Argentine mortgages.

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