Letting My Inner Tech Geek Speak

November 19, 2014

Over the weekend I penned a column for nationalmemo.com on the issue of Net Neutrality.  I’m not sure why it became a controversy, other than the simple reason that everything becomes a controversy these days…. I wrote it because most of the opinions expressed seemed to miss what was actually at issue.  A lot of the misunderstanding stems from an overly simplified analogy that gained wide acceptance.

Understanding Net Neutrality: We Need A Better Analogy

Faced with the profound issue of net neutrality, America’s consumers still struggle to understand its complexities. Part of the problem may be the usual analogy of express lanes on a highway.

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Getting Real

November 7, 2014

OK, now it’s real.

On the right hand side of the Mind on Money screen, there are now links to the print and ebook versions of Finance Monsters.  I hope everyone who reads it enjoys the story, and comes away really understanding the meltdown.  As I was telling a friend earlier today, to understand it, you have to understand the people who made it happen and the technology that enabled it.  Without that deep understanding, it can still be too distant for most of us to see how something that affected us all came to fruition.  That’s why I had to write this book.

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Question for those with Ipads, Kindles and Nooks

November 7, 2014

I’m at a fork in the road on Finance Monsters, and it affects how I list the e-book version.

I have two choices. First is to make the e-book a photo-like image (pdf) of the print book. It would have page numbers and lay out just like the print book. That includes a feature I put into the print version where I put a text box with a definition on the page where I first use a specialized word or acronym. All the definitions are also gathered into a glossary at the back of the book.

The way I designed the “e-book only” file is to let the pagination happen however the device sets it up, and for each of those definition words, I put an internal document hyperlink to the entry in the glossary, and then another link (btt) to take the reader back to the text at the end of the glossary entry.

For those who’ve downloaded files with pages (basically images of the print book) and files specifically for e-readers, which is preferable?


A Review of Finance Monsters

November 6, 2014

From an old friend who read an advance copy:

In Finance Monsters, Howard Hill provides us with an insightful, fast paced overview of the mortgage securitization industry and of some crucial factors that brought down the financial system in 2008.  For over 20 years, Mr. Hill had a ringside seat in the U.S. fixed income market, and mortgages in particular.  His experience includes sell and buy side, both sides of Wall Street, and as the financial designer of ground breaking mortgage products.

Finance Monsters will appeal to anyone interested in how mortgage markets grew and crashed, along with economy.  Though devoid of equations, many chapters could fit well in a graduate class on mortgage credit and securitization and would sharpen skills of professionals.

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